:root{
  --bg:#050505;
  --bg-soft:#0a0a0b;
  --panel:#0e1014;
  --panel-2:#121722;
  --line:rgba(255,255,255,.10);
  --line-red:rgba(230,24,47,.34);
  --text:#f7f7f8;
  --muted:#9ea2ae;
  --red:#e3182f;
  --red-2:#a90e22;
  --red-glow:rgba(227,24,47,.28);
  --gold:#f7d17b;
  --radius:24px;
  --container:1200px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:hidden}
body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55;overflow-x:hidden;width:100%}
body::before{content:"";position:fixed;inset:0;pointer-events:none;opacity:.34;background-image:linear-gradient(rgba(255,255,255,.015) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.015) 1px,transparent 1px);background-size:42px 42px;mask-image:linear-gradient(to bottom,black,transparent 75%);z-index:-3}
a{color:inherit;text-decoration:none}
button{font:inherit}
img{max-width:100%;display:block}
.icon-sprite{position:absolute;width:0;height:0;overflow:hidden}
svg{width:1.25em;height:1.25em;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.container{width:min(calc(100% - 40px),var(--container));margin-inline:auto}
.section{padding:110px 0;position:relative}
.ambient{position:fixed;border-radius:50%;filter:blur(100px);pointer-events:none;z-index:-2;opacity:.18}
.ambient-one{width:420px;height:420px;background:#d80f2c;left:-180px;top:120px}
.ambient-two{width:480px;height:480px;background:#6e0717;right:-220px;top:50vh}

.site-header{position:sticky;top:0;z-index:100;background:rgba(5,5,5,.78);backdrop-filter:blur(18px);border-bottom:1px solid transparent;transition:.25s ease}
.site-header.scrolled{border-color:var(--line);background:rgba(5,5,5,.92)}
.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:112px;height:auto}
.desktop-nav{display:flex;align-items:center;gap:30px;font-size:14px;color:#d8d8dd}
.desktop-nav a,.text-link{transition:.2s;color:#d3d3da}
.desktop-nav a:hover,.text-link:hover{color:#fff}
.nav-actions{display:flex;align-items:center;gap:10px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:11px;min-height:52px;padding:0 24px;border-radius:14px;background:linear-gradient(135deg,#f2213b,#c70e25);box-shadow:0 16px 40px rgba(227,24,47,.22),inset 0 1px rgba(255,255,255,.22);font-weight:750;letter-spacing:-.01em;transition:.24s ease;border:1px solid rgba(255,255,255,.08)}
.button:hover{transform:translateY(-2px);box-shadow:0 20px 50px rgba(227,24,47,.32)}
.button-small{min-height:44px;padding:0 19px;border-radius:12px;font-size:14px}
.button-ghost{background:rgba(255,255,255,.035);border-color:var(--line);box-shadow:none}
.button-ghost:hover{background:rgba(255,255,255,.07);box-shadow:none}
.hero-store-badge{display:none}
.menu-button{display:none;background:transparent;border:0;color:white;padding:8px}
.mobile-nav{display:none}

.hero{padding-top:80px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.82fr);align-items:center;min-height:560px;gap:72px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;padding:7px 12px;border-radius:999px;border:1px solid var(--line-red);background:rgba(227,24,47,.055);font-size:12px;font-weight:750;text-transform:uppercase;letter-spacing:.13em;color:#d8d8dc}
.eyebrow span{width:7px;height:7px;border-radius:50%;background:var(--red);box-shadow:0 0 18px var(--red)}
h1,h2,h3,p{margin-top:0}
h1{font-size:clamp(54px,6vw,84px);line-height:.98;letter-spacing:-.055em;margin:26px 0 28px;max-width:760px}
h1 span,h2 span{color:var(--red)}
.hero-lead{font-size:19px;line-height:1.7;color:#b8bbc3;max-width:590px}
.hero-copy{position:relative;z-index:4}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:34px 0;align-items:center}
.hero-proof{display:flex;align-items:center;gap:16px;margin-top:34px;color:#d7d8dc}
.hero-proof strong{display:block;font-size:14px}
.hero-proof small{display:block;color:var(--muted);margin-top:2px}
.proof-mark{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,rgba(227,24,47,.18),rgba(255,255,255,.04));border:1px solid rgba(227,24,47,.35);color:var(--red);flex:0 0 auto}
.avatar-stack{display:flex}
.avatar-stack span{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,#43202a,#13151a);border:2px solid #090909;margin-left:-9px;font-size:11px;font-weight:800;color:#fff}
.avatar-stack span:first-child{margin-left:0}
.hero-visual{position:relative;height:500px;display:flex;align-items:center;justify-content:center;overflow:hidden;isolation:isolate}
.phone-glow{position:absolute;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(227,24,47,.2),transparent 64%);filter:blur(6px)}
.hero-visual::after{content:"";position:absolute;bottom:68px;width:330px;height:28px;border:2px solid rgba(255,33,58,.56);border-radius:50%;filter:drop-shadow(0 0 12px rgba(227,24,47,.58));transform:perspective(260px) rotateX(68deg)}
.hero-phone{position:absolute;filter:drop-shadow(0 34px 40px rgba(0,0,0,.62));z-index:2;height:auto;object-fit:contain}
.hero-phone-main{width:285px;left:50%;top:54px;transform:translateX(-58%) rotate(-2deg)}
.hero-phone-secondary{width:240px;right:50%;top:112px;transform:translateX(82%) rotate(7deg);z-index:1;opacity:.96}
.float-chip{position:absolute;display:flex;align-items:center;gap:10px;padding:12px 14px;background:rgba(13,15,19,.91);border:1px solid var(--line);border-radius:14px;z-index:4;box-shadow:0 16px 45px rgba(0,0,0,.45);font-size:12px;color:#aeb2bc;backdrop-filter:blur(15px)}
.float-chip svg{color:var(--red);font-size:20px}
.float-chip b{display:block;color:white;font-size:12px}
.float-chip-one{left:-8px;top:130px}
.float-chip-two{right:-20px;bottom:158px}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:16px;border:1px solid var(--line);border-radius:22px;background:linear-gradient(180deg,rgba(18,20,26,.82),rgba(8,9,11,.84));box-shadow:0 30px 80px rgba(0,0,0,.35)}
.trust-grid article{display:flex;align-items:flex-start;gap:14px;padding:18px;border-right:1px solid var(--line)}
.trust-grid article:last-child{border-right:0}
.icon-box,.feature-icon{width:44px;height:44px;flex:0 0 auto;border-radius:14px;display:grid;place-items:center;color:var(--red);background:linear-gradient(145deg,rgba(227,24,47,.16),rgba(227,24,47,.04));border:1px solid rgba(227,24,47,.35)}
.nigeria-icon{font-size:12px;font-weight:900;letter-spacing:.05em}
.trust-grid h3{font-size:15px;margin:1px 0 4px}
.trust-grid p{font-size:12px;line-height:1.55;color:var(--muted);margin:0}

.feature-split{background:linear-gradient(180deg,rgba(255,255,255,.012),transparent);border-top:1px solid rgba(255,255,255,.04);overflow:hidden}
.split-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:80px}
.split-reverse .section-copy{order:1}.split-reverse .phone-stage{order:2}
.phone-stage{height:650px;position:relative;display:grid;place-items:center;overflow:hidden}
.phone-stage img{position:relative;z-index:2;width:min(370px,88%);height:auto;object-fit:contain;filter:drop-shadow(0 32px 45px rgba(0,0,0,.6));transition:.35s ease}
.phone-stage:hover img{transform:translateY(-8px)}
.orbital{position:absolute;border:1px solid rgba(227,24,47,.2);border-radius:50%}
.orbital-a{width:520px;height:520px}.orbital-b{width:360px;height:360px;border-color:rgba(227,24,47,.42)}
.phone-stage::before{content:"";position:absolute;width:420px;height:420px;background:radial-gradient(circle,rgba(227,24,47,.23),transparent 68%);filter:blur(12px)}
.section-copy h2,.section-heading h2{font-size:clamp(42px,4.5vw,66px);line-height:1.04;letter-spacing:-.05em;margin:24px 0}
.section-copy>p,.section-heading>p{font-size:17px;line-height:1.75;color:#aeb2bb;max-width:650px}
.check-list{list-style:none;margin:36px 0 0;padding:0;display:grid;gap:22px}
.check-list li{display:flex;gap:14px;align-items:flex-start}
.check-list li>span{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:rgba(227,24,47,.12);border:1px solid rgba(227,24,47,.45);color:var(--red);flex:0 0 auto}
.check-list b{display:block;margin:1px 0 4px}.check-list small{color:var(--muted);font-size:14px}

.onboarding{background:radial-gradient(circle at 78% 50%,rgba(227,24,47,.10),transparent 28%);overflow:hidden}
.signup-stage .red-panel{position:absolute;width:440px;height:540px;background:linear-gradient(145deg,rgba(227,24,47,.18),rgba(227,24,47,.015));border:1px solid rgba(227,24,47,.15);border-radius:36px;transform:rotate(5deg)}
.steps{display:grid;gap:12px;margin-top:32px}
.steps article{display:grid;grid-template-columns:52px 1fr;column-gap:14px;padding:18px 0;border-bottom:1px solid var(--line)}
.steps article>div{grid-row:1/3;width:44px;height:44px;border-radius:14px;display:grid;place-items:center;color:var(--red);background:rgba(227,24,47,.08);border:1px solid rgba(227,24,47,.35);font-weight:800}
.steps h3{font-size:16px;margin:0 0 4px}.steps p{font-size:14px;color:var(--muted);margin:0}

.all-features{background:#070708}
.centered{text-align:center;display:flex;flex-direction:column;align-items:center}
.feature-card-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:56px}
.feature-card{min-height:460px;border:1px solid var(--line);border-radius:22px;background:linear-gradient(160deg,rgba(17,19,24,.96),rgba(7,8,10,.96));padding:24px;position:relative;overflow:hidden;transition:.28s ease}
.feature-card:hover{transform:translateY(-8px);border-color:rgba(227,24,47,.35);box-shadow:0 24px 55px rgba(0,0,0,.4)}
.feature-card h3{font-size:19px;margin:18px 0 8px}.feature-card>p{font-size:13px;color:var(--muted);line-height:1.65}
.mini-phone{position:absolute;left:50%;bottom:-160px;width:190px;transform:translateX(-50%);transition:.35s ease}
.feature-card:hover .mini-phone{bottom:-145px}
.mini-phone img{width:100%;height:auto;object-fit:contain;filter:drop-shadow(0 18px 28px rgba(0,0,0,.45))}
.card-illustration{position:absolute;left:20px;right:20px;bottom:20px;height:200px;border-radius:18px;background:linear-gradient(160deg,#151a25,#090b0f);border:1px solid var(--line);overflow:hidden}
.bank-illustration{display:grid;align-content:center;gap:12px;padding:22px}
.bank-illustration span{display:block;height:38px;border-radius:10px;background:linear-gradient(90deg,rgba(227,24,47,.55),rgba(255,255,255,.06));position:relative}
.bank-illustration span::after{content:"•••• 2468";position:absolute;left:13px;top:9px;color:#fff;font-size:11px;letter-spacing:.12em}
.bank-illustration span:nth-child(2){opacity:.76}.bank-illustration span:nth-child(3){opacity:.52}.bank-illustration span:nth-child(4){opacity:.30}
.history-illustration{display:flex;align-items:flex-end;gap:14px;padding:28px}
.history-illustration i{display:block;width:30%;height:45%;border-radius:10px 10px 4px 4px;background:linear-gradient(to top,#8c0b1c,#eb1d37)}
.history-illustration i:nth-child(2){height:82%}.history-illustration i:nth-child(3){height:63%}

.security-panel{border:1px solid var(--line);border-radius:32px;padding:56px;background:radial-gradient(circle at 20% 10%,rgba(227,24,47,.12),transparent 38%),linear-gradient(145deg,#111217,#08090b);display:grid;grid-template-columns:.85fr 1.15fr;gap:58px;align-items:center}
.security-copy h2{font-size:clamp(40px,4vw,60px);line-height:1.05;letter-spacing:-.05em;margin:24px 0}
.security-copy p{color:var(--muted);font-size:16px;line-height:1.75}
.security-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.security-grid article{border:1px solid var(--line);border-radius:18px;padding:24px;background:rgba(255,255,255,.02)}
.security-grid svg{color:var(--red);font-size:26px}.security-grid h3{font-size:15px;margin:18px 0 6px}.security-grid p{font-size:13px;color:var(--muted);margin:0}

.testimonials{background:linear-gradient(180deg,transparent,rgba(255,255,255,.018),transparent)}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:52px}
.testimonial-grid article{min-height:285px;padding:30px;border-radius:22px;border:1px solid var(--line);background:linear-gradient(145deg,#111318,#090a0d);display:flex;flex-direction:column}
.quote{font-size:54px;line-height:.8;color:var(--red);font-family:Georgia,serif}
.testimonial-grid p{color:#d5d6db;line-height:1.75;font-size:15px;flex:1;margin:18px 0 28px}
.person{display:flex;align-items:center;gap:12px}
.person>span{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(145deg,#bc1026,#3f0710);font-size:12px;font-weight:900}
.person b,.person small{display:block}.person small{color:var(--muted)}

.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:start}
.accordion{border-top:1px solid var(--line)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item button{width:100%;display:flex;align-items:center;justify-content:space-between;gap:20px;background:none;border:0;color:white;padding:24px 0;text-align:left;font-weight:700;cursor:pointer}
.faq-item button svg{transition:.25s ease;color:var(--muted)}
.faq-item.open button svg{transform:rotate(180deg);color:var(--red)}
.faq-answer{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s ease}
.faq-answer>p{overflow:hidden;color:var(--muted);margin:0;line-height:1.75}
.faq-item.open .faq-answer{grid-template-rows:1fr}.faq-item.open .faq-answer>p{padding-bottom:24px}

.download{padding-top:60px}
.download-panel{min-height:360px;border:1px solid rgba(227,24,47,.26);border-radius:32px;background:radial-gradient(circle at 50% 80%,rgba(227,24,47,.18),transparent 42%),linear-gradient(120deg,#14070a,#09090a 40%,#16070a);display:grid;grid-template-columns:200px 1fr 200px;align-items:center;overflow:hidden;position:relative;padding:45px}
.download-copy{text-align:center;position:relative;z-index:2}
.download-copy h2{font-size:clamp(42px,4vw,62px);letter-spacing:-.05em;line-height:1.04;margin:22px 0 14px}
.download-copy p{color:var(--muted)}
.store-buttons{display:flex;gap:12px;justify-content:center;margin-top:28px;flex-wrap:wrap}
.store-badge{display:flex;align-items:center;gap:10px;background:#050505;border:1px solid rgba(255,255,255,.22);border-radius:11px;padding:8px 14px;min-width:166px;text-align:left;transition:.2s}
.store-badge:hover{transform:translateY(-2px);border-color:rgba(255,255,255,.45)}
.store-badge small,.store-badge b{display:block;line-height:1.1}.store-badge small{font-size:9px;color:#d7d7dc}.store-badge b{font-size:18px;margin-top:2px}.store-logo{width:25px;height:25px;flex:0 0 auto;stroke:none}.apple-logo{fill:currentColor}.play-logo{fill:none}
.store-badge-mini{min-width:132px;padding:6px 10px;border-radius:10px;gap:8px}
.store-badge-mini small{font-size:7px}.store-badge-mini b{font-size:13px}.store-badge-mini .store-logo{width:18px;height:18px}
.download-orb{width:170px;height:170px;border-radius:50%;display:grid;place-items:center;font-size:72px;font-weight:900;position:relative;box-shadow:inset 0 5px 18px rgba(255,255,255,.3),0 35px 70px rgba(0,0,0,.5);border:5px solid rgba(255,255,255,.15)}
.orb-left{background:radial-gradient(circle at 35% 25%,#ffe2a0,#ad6c10 56%,#4d2500);color:#fff2b5;transform:rotate(-13deg)}
.orb-right{background:radial-gradient(circle at 35% 25%,#ff5d70,#a00b20 58%,#3c030c);color:#ffe2e6;transform:rotate(14deg)}

.site-footer{border-top:1px solid var(--line);padding:64px 0 26px;background:#050505}
.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:60px}
.footer-brand img{width:110px;margin-bottom:18px}.footer-brand p{max-width:300px;color:var(--muted);font-size:14px}
.footer-grid h3{font-size:14px;margin-bottom:18px}.footer-grid>div:not(.footer-brand){display:flex;flex-direction:column;align-items:flex-start}.footer-grid a{font-size:13px;color:var(--muted);margin:5px 0}.footer-grid a:hover{color:white}
.footer-bottom{display:flex;justify-content:space-between;gap:30px;border-top:1px solid var(--line);padding-top:24px;margin-top:50px;color:#777b84;font-size:12px}

.reveal{opacity:0;transform:translateY(24px);transition:opacity .75s ease,transform .75s ease}
.reveal.visible{opacity:1;transform:none}

@media (max-width:1100px){
  .desktop-nav{gap:18px}.hero-grid{grid-template-columns:1fr;min-height:auto;gap:22px}.hero-copy{text-align:center;display:flex;flex-direction:column;align-items:center}.hero-lead{max-width:720px}.hero-visual{height:330px;width:min(100%,400px);margin:auto;justify-self:center}.hero-phone-main{width:205px;left:50%;transform:translateX(-62%) rotate(-3deg)}.hero-phone-secondary{width:170px;right:50%;transform:translateX(86%) rotate(6deg)}.trust-grid{grid-template-columns:1fr 1fr}.trust-grid article:nth-child(2){border-right:0}.trust-grid article:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .feature-card-grid{grid-template-columns:repeat(3,1fr)}.feature-card:nth-child(4),.feature-card:nth-child(5){min-height:420px}.security-panel{grid-template-columns:1fr}.download-panel{grid-template-columns:150px 1fr 150px}.download-orb{width:130px;height:130px;font-size:56px}
}
@media (max-width:820px){
  .section{padding:80px 0}.desktop-nav,.desktop-only,.nav-store-badge{display:none}.hero-store-badge{display:flex}.menu-button{display:grid}.mobile-nav{position:absolute;top:82px;left:0;right:0;padding:12px 20px 22px;background:rgba(5,5,5,.98);border-bottom:1px solid var(--line);display:grid;gap:0;transform:translateY(-120%);opacity:0;pointer-events:none;transition:.25s}.mobile-nav.open{transform:none;opacity:1;pointer-events:auto}.mobile-nav a{padding:14px;border-bottom:1px solid rgba(255,255,255,.06)}
  h1{font-size:clamp(48px,13vw,70px)}.hero{padding-top:50px}.hero-visual{height:280px;width:min(100%,340px)}.hero-phone-main{width:175px}.hero-phone-secondary{width:145px}.float-chip{display:none}.hero-visual::after{width:210px;bottom:34px}.trust-grid{grid-template-columns:1fr}.trust-grid article{border-right:0;border-bottom:1px solid var(--line)}.trust-grid article:last-child{border-bottom:0}
  .split-grid,.faq-grid{grid-template-columns:1fr;gap:38px}.feature-split,.onboarding{padding-block:72px}.feature-split .section-copy,.onboarding .section-copy{order:1}.feature-split .phone-stage,.onboarding .phone-stage{order:2}.phone-stage{height:390px;margin:8px auto 0;width:100%;max-width:430px}.phone-stage img{width:min(280px,78%);height:auto}.orbital,.phone-stage::before,.signup-stage .red-panel{display:none}.section-copy{text-align:left}.feature-card-grid{grid-template-columns:1fr 1fr}.security-panel{padding:34px}.testimonial-grid{grid-template-columns:1fr}.download-panel{grid-template-columns:1fr;padding:48px 24px}.download-orb{position:absolute;opacity:.32}.orb-left{left:-45px;bottom:-35px}.orb-right{right:-45px;top:-35px}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column}
}
@media (max-width:560px){
  .container{width:min(calc(100% - 28px),var(--container))}.section{padding:70px 0}.nav-wrap{height:72px}.brand img{width:92px}.mobile-nav{top:72px}.nav-actions .store-badge-mini:first-child{display:none}.hero{padding-top:38px}.eyebrow{font-size:10px}.hero-lead{font-size:16px}.hero-proof{align-items:flex-start;text-align:left}.hero-actions{width:100%;justify-content:center;gap:10px;flex-wrap:nowrap}.hero-actions .hero-store-badge{width:calc(50% - 5px);min-width:0;min-height:58px;padding:10px 12px;background:#f7f7f8;color:#070707;border-color:rgba(255,255,255,.92);box-shadow:0 16px 32px rgba(0,0,0,.35)}.hero-actions .hero-store-badge small{font-size:8px;color:#4a4a4a}.hero-actions .hero-store-badge b{font-size:16px;color:#050505}.hero-actions .hero-store-badge .store-logo{width:33px;height:33px}.hero-visual{height:260px;width:min(100%,340px)}.hero-phone-main{width:170px;transform:translateX(-62%) rotate(-3deg)}.hero-phone-secondary{width:140px;transform:translateX(88%) rotate(7deg)}.hero-visual::after{width:205px;bottom:30px}.feature-split,.onboarding{padding-block:64px}.feature-split .section-copy,.onboarding .section-copy{order:1}.feature-split .phone-stage,.onboarding .phone-stage{order:2}.phone-stage{height:320px;margin-top:18px}.phone-stage img{width:min(220px,70%);height:auto}.section-copy h2,.section-heading h2{font-size:40px}.feature-card-grid{grid-template-columns:1fr}.feature-card{min-height:480px}.security-grid{grid-template-columns:1fr}.security-panel{padding:28px 20px;border-radius:24px}.download-panel{min-height:430px}.store-buttons{flex-direction:column;align-items:center}.store-buttons .store-badge{width:190px}.footer-grid{grid-template-columns:1fr;gap:36px}.footer-brand{grid-column:auto}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.button,.feature-card,.phone-stage img{transition:none}}